MI Pay Apk Download for Android: Official Version

Your All-in-One UPI Payment Solution

Are you tired of juggling multiple UPI apps for money transfers, recharges, and bill payments on your MI phone? The solution is here: Mi Pay, an integrated UPI payment technology developed by Xiaomi Technology. Mi Pay streamlines the UPI experience, offering seamless, secure, and swift transactions right from your MI phone. In this article, we’ll dive into the world of Mi Pay, exploring its features, benefits, and how to download the Mi Pay APK to simplify your financial transactions.

App Information

App NameMI Pay App
Package NameMI-Payapk
PublisherMI Pay
Size7 MB
Latest Version2.19.2
Operating SystemAndroid 5.0 & Above

MI Pay APK for Android – Download Link

You are now ready to download MI Pay app for free. Here are some installation notes:

About Mi Pay

Mi Pay is a game-changing payment solution deeply integrated into Mi Phones, offering interoperability and enhanced security. Developed by Xiaomi Technology, it comes preloaded on all MI phones, making it a convenient and reliable UPI app. With Mi Pay, you can effortlessly transfer money to friends and family, pay at UPI-accepting stores, and manage your recharges and utility bills with ease.

Key Features and Benefits of Mi Pay:

Mi Pay offers a wide array of features and benefits to make your UPI experience hassle-free:

  • No need to download additional UPI apps.
  • Seamlessly link and access your bank account from any UPI-enabled bank through Mi Pay.
  • Make payments via contacts, scanner, app vault screen, or SMS.
  • Send or request money from friends and family using their UPI ID or account number.
  • Recharge your mobile for all major operators.
  • Pay your postpaid mobile, landline, broadband, and DTH bills.
  • Settle utility service bills, including water, gas, and electricity.
  • Make payments for goods and services at shops and merchants accepting UPI.
  • Generate and change your UPI PIN for your bank account.
  • Check the balance of your linked bank account.
  • Pay by scanning any UPI or Bharat QR codes.
  • Create personal static or dynamic QR codes for receiving payments from other UPI users.
  • View your transaction history effortlessly.

Important Points to Remember:

To make the most of Mi Pay, keep these vital points in mind:

  • Sign in or sign up into your MI Account.
  • Ensure that your mobile number is registered with the selected bank for UPI usage.
  • Have a valid debit card on hand for setting your UPI PIN.
  • Keep your Debit Card, Credit Card, Netbanking, or UPI PIN ready during the payment process.

Accessing Mi Pay

Mi Pay is easily accessible through various touchpoints, including:

  1. Settings >> Mi Pay Account
  2. Contacts >> Select any Mi Pay Enabled Contact
  3. SMS >> Select any Mi Pay Enabled Contact and choose “Transfer money.”
  4. Scanner app >> Scan any UPI QR code and select Mi Pay as the payment option.
  5. Shortcut on the app vault page
  6. Download MiPay from Mi Apps

Transaction Limits

Mi Pay follows the transaction limits set by NPCI, with a maximum of Rs. 1,00,000 (Rupees One Lakh) per day per transaction. Individual banks may also have their restrictions in place.

Banks Enabled on Mi Pay

To check the list of banks enabled on UPI, visit www.npci.org.in/bhim-live-members.


Xiaomi reserves the right to introduce fees or charges in the future. For information on transaction charges, please check with your bank. Mi Pay will not notify users of any changes or the introduction of fees by respective banks or NPCI.

ICICI Bank’s Terms:

Mi Pay is offered in partnership with ICICI Bank. Users are bound by the terms and conditions of ICICI Bank, available at www.icicibank.com/terms-condition/unified-payment-interface-tnc.page.

In conclusion, Mi Pay offers a convenient and comprehensive solution for your UPI payment needs. To simplify your financial transactions, download the Mi Pay APK and experience the future of secure and efficient UPI payments on your MI phone.